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Noneor signup to continue reading This problem is a result of many factors. First, successive governments have dropped the ball on public housing builds. Add to that the parents who have bought rental properties for a single child to live in too. A lesser discussed element that has compounded the issue is the separated parents who now take up 2 homes. People have been taking whatever they can get rental-wise since 2020, so it's unsurprising there's a mismatch in space to tenant ratios. It's the way it is because landlords will always prefer a single adult tenant over a single adult with kids, or a group of single men / single students. It's the landlords choice, and that's why more people have their parents buying houses for them. A couple of weeks ago, real estate agents were saying that many of the sales locally were to "investors" - won't that mean they are still rental properties? And if rental properties are being sold to owner occupiers, does that mean that local residents are coming out of the rental market, reducing competition? Real estate agents again said a couple of weeks ago that properties were not being sold to people wanting to move here. I have personally seen a very large increase in enquiry from out of town investment firms looking in Bendigo but all with specific buying criteria. This criteria usually doesn't include strata titled units / homes (so unit complex's) and this is the type of investment we have seen change hands recently to owner occupiers at the low end of the market here in Bendigo. Overall I believe there will continue to be a reduction in rental availability as people 'cash out' at a higher rate than investors are buying in. The flip side is it should mean more entry level properties available for purchase which is the result the state govt wanted. The government needs to not only create new dwellings for renters but work alongside landlords to ensure that they are able to keep their rental properties in the market, to ensure enough supply for all renters. The problem is putting people on the street and separating families - as they simply cannot compete in such a dwindling market. Ultimately the market must provide its own correction - if rents are too high against wages either the latter has to go up or the former needs to come down. Very sad to see so many desperate people looking to put a roof over their heads. In a country as wealthy as Australia, this is a national disgrace. Our leaders are burning our taxes and mis-managing the country. Time for a major political upheaval. What is the point of having a world-class fernery in a world class city park when no-one is able to enjoy it? Steel padlocks on the gates of Bendigo's fernery in historic Rosalind Park are a brutal hint to anyone who cares or dares to look inside: Do not enter, you are not welcome. The reality is the revolting stench of animal droppings, which have overpowered many brave souls in recent years, is enough to drive anyone away. The question now is: Does the new City of Greater Bendigo council plan to maintain Rosalind Park in the manner that the city's respected founders intended. Or is the city to be hostage forever to the appalling, dangerous greyheaded bats which have taken over the fernery and surrounds, making the north end of Rosalind Park virtually uninhabitable. Fortunately there is an answer to the problem. Using a non-invasive method, offering no danger or harm to the bats, other councils including City of Melbourne and City of Albury were able to relocate unwanted visitors to more suitable lodgings. Today's Bendigo's city councillors need to be strong in the face of a very small minority of people who would see Rosalind Park further ruined by the invasion of bats, who have now been joined by the well-known White Ibis, also known as Bin Chickens, The fernery was established in 1880 to house glorious plants, growing beneath magnificent trees along beautifully designed walkways, not to be locked up to keep ratepayers out. I'm an elderly lady who would like to thank the many people who have offered to carry shopping, call taxis and assist in other ways whilst in the CBD. To these people I am truly grateful for your kindness and support. A very happy, safe Christmas and new year. The festive season can be a joyous time for many people, as they take a well-earned break from work and school and spend time with family and friends. It's a time to rest and reset for the new year. Yet for others, this time of year can be particularly difficult, and the holidays may not feel "jolly" at all. It can bring additional financial pressures, relationship strain, or pressure to host the perfect Christmas. The season to be merry can also amplify feelings of isolation and loneliness, especially for those who are separated from family or have lost a loved one. So, as we head into the holiday break, regardless of what you're dealing with, please know that you don't have to face this time alone. The Beyond Blue Support Service is free, confidential, and available around the clock, including on Christmas day. You can call 1300 22 46 36 or chat online to us at . It's really common to put off seeking help because we can't quite find the words to express our needs. But when you contact us, you don't have to know what to say. Our skilled counsellors will meet you where you're at and guide you towards where you need to be. And finally, a big thank-you to everyone who has donated to Beyond Blue this year. Our support service is run purely on donations, so your kindness and generosity allow us to always be there when people need us the most. Click for more letters. DAILY Today's top stories curated by our news team. WEEKDAYS Grab a quick bite of today's latest news from around the region and the nation. WEEKLY The latest news, results & expert analysis. WEEKDAYS Catch up on the news of the day and unwind with great reading for your evening. WEEKLY Get the editor's insights: what's happening & why it matters. WEEKLY Love footy? We've got all the action covered. WEEKLY Every Saturday and Tuesday, explore destinations deals, tips & travel writing to transport you around the globe. WEEKLY Going out or staying in? Find out what's on. WEEKDAYS Sharp. Close to the ground. Digging deep. Your weekday morning newsletter on national affairs, politics and more. TWICE WEEKLY Your essential national news digest: all the big issues on Wednesday and great reading every Saturday. 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JERUSALEM — Israel approved a United States-brokered with Lebanon's Hezbollah on Tuesday, setting the stage for an end to nearly 14 months of fighting linked to the ongoing war in the Gaza Strip. In the hours leading up to the Cabinet meeting, Israel carried out its most intense wave of strikes in Beirut and its southern suburbs and issued a record number of evacuation warnings. At least 24 people were killed in strikes across the country, according to local authorities, as Israel signaled it aims to keep pummeling Hezbollah in the final hours before any ceasefire takes hold. Israel's security Cabinet approved the ceasefire agreement late Tuesday after it was presented by Prime Minister Benjamin Netanyahu, his office said. U.S. President Joe Biden, speaking in Washington, called the agreement “good news” and said his administration would make a renewed push for a ceasefire in Gaza. An Israel-Hezbollah ceasefire would mark the first major step toward ending the regionwide unrest triggered by Hamas’ attack on Israel on Oct. 7, 2023. But it does not address the devastating war in Gaza. U.S. President-elect Donald Trump has vowed to bring peace to the Middle East, but neither he nor Netanyahu have proposed a postwar solution for the Palestinian territory, where Hamas is still holding dozens of hostages and the conflict is more intractable. Still, any halt to the fighting in Lebanon is expected to reduce the likelihood of war between Israel and Iran, which backs both Hezbollah and Hamas and exchanged direct fire with Israel on two occasions earlier this year. Israel says it will ‘attack with might’ if Hezbollah breaks truce Netanyahu presented the ceasefire proposal to Cabinet ministers after a televised address in which he listed a series of accomplishments against Israel’s enemies across the region. He said a ceasefire with Hezbollah would further isolate Hamas in Gaza and allow Israel to focus on its main enemy, Iran, which backs both groups. “If Hezbollah breaks the agreement and tries to rearm, we will attack,” he said. “For every violation, we will attack with might.” Netanyahu's office later said Israel appreciated the U.S. efforts in securing the deal but "reserves the right to act against every threat to its security.” It was not immediately clear when the ceasefire would go into effect, and the exact terms of the deal were not released. The deal calls for a two-month initial halt in fighting and would require Hezbollah to end its armed presence in a broad swath of southern Lebanon, while Israeli troops would return to their side of the border. would deploy in the south, and an international panel headed by the United States would monitor all sides’ compliance. But implementation remains a major question mark. Israel has demanded the right to act should Hezbollah violate its obligations. Lebanese officials have rejected writing that into the proposal. Biden said Israel reserved the right to quickly resume operations in Lebanon if Hezbollah breaks the terms of the truce, but that the deal "was designed to be a permanent cessation of hostilities.” Hezbollah has said it accepts the proposal, but a senior official with the group said Tuesday that it had not seen the agreement in its final form. “After reviewing the agreement signed by the enemy government, we will see if there is a match between what we stated and what was agreed upon by the Lebanese officials,” Mahmoud Qamati, deputy chair of Hezbollah’s political council, told the Al Jazeera news network. “We want an end to the aggression, of course, but not at the expense of the sovereignty of the state” of Lebanon, he said. “Any violation of sovereignty is refused.” Warplanes bombard Beirut and its southern suburbs Even as Israeli, U.S, Lebanese and international officials have expressed growing optimism over a ceasefire, Israel has continued its campaign in Lebanon, which it says aims to cripple Hezbollah’s military capabilities. An Israeli strike on Tuesday leveled a residential building in the central Beirut district of Basta — the second time in recent days warplanes have hit the crowded area near the city’s downtown. At least seven people were killed and 37 wounded, according to Lebanon's Health Ministry. Strikes on Beirut's southern suburbs killed at least one person and wounded 13, it said. Three people were killed in a separate strike in Beirut and three in a strike on a Palestinian refugee camp in southern Lebanon. Lebanese state media said another 10 people were killed in the eastern Baalbek province. Israel says it targets Hezbollah fighters and their infrastructure. Israel also struck a building in Beirut's bustling commercial district of Hamra for the first time, hitting a site that is around 400 meters (yards) from Lebanon’s Central Bank. There were no reports of casualties. The Israeli military said it struck targets in Beirut and other areas linked to Hezbollah's financial arm. The evacuation warnings covered many areas, including parts of Beirut that previously have not been targeted. The warnings, coupled with fear that Israel was ratcheting up attacks before a ceasefire, sent residents fleeing. Traffic was gridlocked, and some cars had mattresses tied to them. Dozens of people, some wearing their pajamas, gathered in a central square, huddling under blankets or standing around fires as Israeli drones buzzed loudly overhead. Hezbollah, meanwhile, kept up its rocket fire, triggering air raid sirens across northern Israel. Israeli military spokesman Avichay Adraee issued evacuation warnings for 20 buildings in Beirut's southern suburbs, where Hezbollah has a major presence, as well as a warning for the southern town of Naqoura where the U.N. peacekeeping mission, UNIFIL, is headquartered. UNIFIL spokesperson Andrea Tenenti told The Associated Press that peacekeepers will not evacuate. Israeli forces reach Litani River in southern Lebanon The Israeli military also said its ground troops clashed with Hezbollah forces and destroyed rocket launchers in the Slouqi area on the eastern end of the Litani River, a few kilometers (miles) from the Israeli border. Under the ceasefire deal, Hezbollah would be required to move its forces north of the Litani, which in some places is about 30 kilometers (20 miles) north of the border. Hezbollah began firing into northern Israel, saying it was showing support for the Palestinians, a day after Hamas carried out its Oct. 7, 2023, attack on southern Israel, triggering the Gaza war. Israel returned fire on Hezbollah, and the two sides have been exchanging barrages ever since. Israel escalated its campaign of bombardment in mid-September and later sent troops into Lebanon, vowing to put an end to Hezbollah fire so tens of thousands of evacuated Israelis could return to their homes. More than 3,760 people have been killed by Israeli fire in Lebanon the past 13 months, many of them civilians, according to Lebanese health officials. The bombardment has driven 1.2 million people from their homes. Israel says it has killed more than 2,000 Hezbollah members. Hezbollah fire has forced some 50,000 Israelis to in the country’s north, and its rockets have reached as far south in Israel as Tel Aviv. At least 75 people have been killed, more than half of them civilians. More than 50 Israeli soldiers have died in the ground offensive in Lebanon.Surveillance tech advances by Biden could aid in Trump’s promised crackdown on immigrationIn a tragic turn of events, Shivaji Patil, who emerged victorious from the Chandgad assembly constituency, was injured during his victory celebrations when a fire broke out, an eyewitness reported. The incident also left several women injured, casting a shadow over the festivities. A video that has swiftly garnered attention on social media reveals that the blaze was triggered when a large quantity of 'gulal' inadvertently fell from a crane onto the 'aarti' plates being used by the women to honor Patil at Mahgaon. The blaze resulted in burns to Shivaji Patil and others present at the scene. Patil's victory was significant, securing a win over NCP's Rajesh Patil with a substantial margin of 24134 votes in the Chandgad constituency, located in western Maharashtra. The celebrations, however, were marred by the unforeseen mishap, drawing widespread attention online. (With inputs from agencies.)

NEW DELHI, India (AP) — A 13-year-old cricketer from India’s northern state of Bihar could become the sport's latest Twenty20 batting sensation. The Rajasthan Royals think so highly of Vaibhav Suryavanshi that they paid $130,000 in the Indian Premier League's mega auction for his services, making him the youngest ever to be selected. Suryavanshi came to the limelight last month when he scored a century against Australia's under-19 team off just 58 balls before he got out for 104. At the age of 13 years and 187 days, Suryavanshi broke the record of Bangladesh’s present test captain Najmul Hossain Shanto, who at the age of 14 years and 241 days held the previous record of scoring a century at youth level. The Delhi Capitals also showed interest when the bid for Suryavanshi started at his base price of $35,500. “He’s been to our high performance center in Nagpur, he had trials there and really impressed our coaching set-up there,” Rajasthan CEO Jake Lush McCrum said after the auction ended Monday. “He’s an incredible talent and of course you've got to have the confidence so he can step up to the IPL level.” McCrum described Suryavanshi as a “hell of a talent” and hoped lots of work will go into the coming months before the IPL begins on March 14 with former Indian captain Rahul Dravid among the coaching panel of the franchise. Suryavanshi idolizes legendary West Indian batter Brian Lara and often gets tips from former India batter Wasim Jaffer, with whom he met during an under-19 tournament in Bangladesh last year. Suryavanshi's father, Sanjiv, is his coach and has worked with him since his son showed interest in the game at an early age. “He is not just my son now, but entire Bihar’s son," the elder Suryavanshi told Press Trust of India. "My son has worked hard.” The IPL does not have a formal minimum age requirement, but in 2020 the International Cricket Council set the minimum age of 15 for players to compete internationally. However, the game’s governing body also said at that time that cricket boards can request permission to allow players under 15 to represent their country. Prayas Ray Barman held the previous record of youngest player to win an IPL contract. He was 16 in 2019 when the Royal Challengers Bengaluru spent about $200,000 for him. But the wrist spinner faded away after playing just one match. Pakistani batter Hasan Raza holds the record of youngest cricketer to make his test debut — the five-day cricket format — at the age of 14 years and 227 days in 1996. ___ AP cricket: https://apnews.com/hub/cricket The Associated Press

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KBC Group NV Purchases 188 Shares of McGrath RentCorp (NASDAQ:MGRC)Liverpool news as Pep Guardiola survives nightmare Manchester City scenario but still remains on the brink of a ban Pep Guardiola will, barring any personal surprises or changes, be on the touchline at Anfield next weekend for Liverpool's blockbuster clash with Manchester City. This in itself is nothing out of the ordinary but it wasn't always certain. Like Arne Slot, who enters Sunday's away Premier League match at Southampton with two yellow cards to his name, Guardiola went into the eventual 4-0 loss to Tottenham on the brink of a ban. Given how firey matches between Spurs and City have been in recent times, it was not a given that Guardiola would be able to simply avoid being booked. He is often extremely animated during City matches no matter the state of play. When his side conspired to draw 3-3 with Tottenham last season he and Erling Haaland were left aghast and furious late on. Similarly, when it comes to facing Liverpool and Jurgen Klopp , Guardiola has been at his most energetic and expressive. It does not and has not always transpired to being a positive thing either. The now memed 'twice' image of Guardiola losing it on Merseyside was in a defeat for his side, for example. City having Guardiola there to look over closely is surely an advantage, though, especially at a time whereby the team's confidence is so brittle. On Saturday night they fell to a fifth defeat in a row, the first time that has happened at the club since 2006. It left them five points behind Liverpool already with the chance of that rising to eight. When the two meet next weekend that gap could be extended to up to 11 points . Guardiola and City know they cannot afford it to get that far. For him to have been within a simple miss step of being in the stands for the game is genuinely massive and an undercurrent to the game which has gone without much attention. Managers and bookings do not go together as commonly as players, hence why the bar for a ban is three rather than five. The impact is still significant, especially with Guardiola knowing in the back of his mind (or perhaps quite near the front of it), that it is Liverpool next. It may or may not have been in his thoughts directly as Ange Postecoglou lead Tottenham to a famous win at the Etihad Stadium. Spurs crushed their opponents on the break and slided through a non-existent midfield time and time again. Instead of being a ball of fury in the technical area, Guardiola was mystified and downbeat. He wasn't shown a third yellow card of the season and therefore avoids a scenario in which he would have been banned for the Liverpool game. To that extent it is job done but that is a minor victory on a day of questions for the Spaniard. Just over 12 months ago he wasn't as careful. Ultimately it didn't make a massive difference but this was something else. Premier League managers are being punished more and more by referees and fourth officials. Already this season there have been four (Andoni Iraola, Steve Cooper, Nuno Espirito Santo, and Russell Martin) to serve a suspension. Slot would become the fifth when City visit should he be picked up for anything on Sunday at St Mary's. He is currently level with Fabian Hurzeler, Enzo Maresca, Marco Silva, Julen Lopetegui, and Gary O'Neil, plus Guardiola, of course, on two. That means over half the league's head coaches have at least two yellow cards across the opening 12 matchdays. This is the tightrope Guardiola walked on Saturday and will continue to balance on in the Liverpool match. Just getting to that game will be a boost for City when they need it most.

Prepare Portfolios for Lower Rates, AI Boom, and Select Opportunities UBS is advising investors to align their strategies with expectations of falling interest rates, emerging investment opportunities in AI, and promising sectors such as real estate and resources. Rate Cuts on the Horizon UBS predicts major central banks will lower interest rates as inflation normalizes and labor markets cool. In this environment, investors are encouraged to diversify into high-grade and investment-grade bonds, diversified fixed income, and equity income strategies to enhance yields. Bullish on Equities UBS maintains a positive outlook on equities, forecasting the S&P 500 to reach 6,600 by the end of 2025, driven by lower rates and robust growth. Beyond the U.S., the firm sees opportunities in select Asian markets (excluding Japan), Eurozone small- and mid-cap stocks, and high-quality Swiss dividend equities. AI: A Decade-Defining Opportunity UBS highlights artificial intelligence as a transformative investment theme, projecting the sector could generate over $1.1 trillion in revenue by 2027. For now, the firm recommends focusing on megacap tech stocks and private companies in the enabling layer of the AI ecosystem. Invest in Power and Resources The firm anticipates surging electricity demand fueled by AI adoption, industrial electrification, and decarbonization. UBS advises investing in infrastructure such as transmission, distribution, data centers, transportation, and energy storage. Dollar Weakness Ahead While the U.S. dollar remains strong in the near term, UBS expects it to weaken alongside declining yields and rising twin deficit concerns. Investors are advised to hedge, sell on strength, or use options to generate yield as the currency softens. Gold and Transition Metals Gold is positioned to benefit from falling interest rates, geopolitical tensions, and rising government debt concerns. UBS also sees strong potential in transition metals, as rising demand for electrification meets constrained supply. Real Estate Opportunities UBS sees promise in global real estate, driven by limited supply and rising demand. Sectors like logistics, data centers, and multi-family housing stand out, with the firm recommending a focus on high-quality assets and strategic diversification. his strategic guidance underscores UBS’s forward-looking approach, balancing defensive positioning with opportunities for growth in transformative sectors.Kane hat trick against Augsburg hides Bayern's concerning lack of goals

Officers from the Metropolitan Police were called at 8.17pm on November 22 with reports of an incident in Oxlow Lane. At the scene, a member of staff was found having been injured. The staff member was taken to hospital with non life-threatening injuries. Two 16-year-old boys were arrested on suspicion of causing actual bodily harm, with one needing hospital treatment. They were then both taken to a police station and have since been released with no further action. A Met Police spokesperson said: "Police were called at 20:17hrs on Friday, 22 November to reports of a staff member being attacked a commercial premises in Oxlow Lane, Dagenham. "Officers and the London Ambulance Service attended. "The victim was taken to hospital with non life-threating injuries. READ MORE: Police in Barking given extra powers to tackle anti-social behaviour "Two boys aged 16 were arrested on suspicion of causing actual bodily harm. One was taken to hospital for non life-threatening injuries. "They were then both taken to an east London police station and were subsequently released with no further action." The London Ambulance Service has been contacted for a comment.

J&K Police recover Rs 4.48 lakh from financial frauds in PulwamaKey nations raced Saturday to salvage UN climate talks after the poorest countries pushed back angrily for more than $300 billion a year in help from historic wealthy emitters. More than a day past the scheduled conclusion of two days of COP29 talks, host Azerbaijan urged bleary-eyed delegates to seek consensus to avoid failure. "I know that none of us want to leave Baku without a good outcome," COP president Mukhtar Babayev told a late-night session, urging all nations to "bridge the remaining divide". Developing power Brazil pleaded for at least some progress and said it would seek to build on it when it leads COP30 next year in the Amazon gateway of Belem. "After the difficult experience that we're having here in Baku, we need to reach some outcome that is minimally acceptable in line with the emergency we're facing," Brazil's environment minister Marina Silva told delegates. A number of nations have accused Azerbaijan, an authoritarian oil and gas exporter, of lacking the experience and will to meet the moment, as the planet again sets record temperatures and faces rising deadly disasters. Small island nations threatened by rising seas and impoverished African states on Saturday angrily stormed out of a meeting with Azerbaijan, saying their concerns had been ignored. The European Union, United States and other wealthy countries met directly with poorer nations to work out final details, with both blocs also concerned at efforts led by Saudi Arabia to water down calls from last year's summit to phase out fossil fuels. "If we don't do it, people at home -- in every home across the world -- would say, why did you not get an agreement? Because I believe we can," Irish climate minister Eamon Ryan told AFP. A draft of the final text seen by AFP proposes that rich nations raise to $300 billion a year by 2035 their commitment to poorer countries to fight climate change. It is up from $100 billion now provided by wealthy nations under a commitment set to expire -- and from $250 billion proposed in a draft Friday. That offer was slammed as offensively low by developing countries, which have demanded at least $500 billion to build resilience against climate change and cut emissions. Sierra Leone's climate minister Jiwoh Abdulai, whose country is among the world's poorest, called the draft "effectively a suicide pact for the rest of the world". As staff at the cavernous and windowless stadium began closing down, diplomats rushed to meetings with one another, some ready with food and water in preparation for another late night. Panama's outspoken negotiator, Juan Carlos Monterrey Gomez, voiced anger at offers by rich countries but warned not to repeat the failure of COP15 in Copenhagen in 2009. "I'm sad, I'm tired, I'm disheartened, I'm hungry, I'm sleep-deprived, but there is a tiny ray of optimism within me because this cannot become a new Copenhagen," he told reporters. UK Energy Secretary Ed Miliband said the revised offer of $300 billion was "a significant scaling up" of the existing pledge by developed nations, which also count the United States, EU and Japan among their ranks. Climate activists shouted "shame" as US climate envoy John Podesta walked the halls. "Hopefully this is the storm before the calm," he said. Wealthy nations say it is politically unrealistic to expect more in direct government funding. Donald Trump, a sceptic of both climate change and foreign assistance, returns to the White House in January and a number of other Western countries have seen right-wing backlashes against the green agenda. The draft deal posits a larger overall target of $1.3 trillion per year to cope with rising temperatures and disasters, but most would come from private sources. Ali Mohamed, the Kenyan chair of the African Group of Negotiators, told AFP: "No deal is better than a bad deal." South African environment minister Dion George, however, said: "I think being ambitious at this point is not going to be very useful." "What we are not up for is going backwards or standing still," he said. "We might as well just have stayed at home then." The US and EU have wanted newly wealthy emerging economies like China -- the world's largest emitter -- to chip in. China, which remains classified as a developing nation under the UN framework, provides climate assistance but wants to keep doing so on its own voluntary terms. The EU and other countries have also tussled with Saudi Arabia over including strong language on moving away from fossil fuels, which negotiators say the oil-producing country has resisted. "We will not allow the most vulnerable, especially the small island states, to be ripped off by the new, few rich fossil fuel emitters," said German Foreign Minister Annalena Baerbock. bur-np-sct/lth/giv

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